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1 In case of an accident while driving a borrowed car, it's crucial to know what steps to take to minimize financial liability. First, report the accident to the owner of the borrowed vehicle as soon as possible. Next, contact your insurance company (if applicable) and follow their instructions for filing a claim. If the owner's insurance covers you under permissive use, they will likely handle the claim process on your behalf. However, if there's no coverage available, you could be held personally responsible for damages, so having additional protection is highly recommended.
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Understanding coverage limits and deductibles is crucial when reviewing Liberty Mutual's rental car insurance options. Coverage limits determine how much compensation you will receive in case of an incident covered by your policy, while deductibles are amounts you must pay out-of-pocket before your insurance kicks in.
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